MetLife Dentist – Allen, TX
Learn More about the Benefits of MetLife
Do you have a MetLife dental insurance policy? Your benefits can help you maintain a healthy smile, and they are there to provide assistance when your teeth need a little extra TLC. But how can you get the most out of your insurance? Our Allen, TX dental team is here to help you learn more about the benefits of MetLife and use your policy in the most advantageous way possible. Read on below to discover important information about how you can use your insurance in our office.
MetLife Coverage Availability & Fees
MetLife offers a number of different plans, so we cannot get into a lot of details here about what your policy might cover. However, we can offer a general overview of how PPO dental insurance works:
- Preventive care, such as cleanings and X-rays, is usually 100% covered.
- Minor restorative services, often including simple extractions and fillings, may be up to 80% covered.
- Major services, perhaps including oral surgery, crowns, and other complex procedures, may be around 50% covered.
Your MetLife plan may have a deductible that you are required to pay before you are eligible for certain benefits. If you are new to your policy, you should also check if you have a waiting period; some insurers do not cover major services within the first year of coverage. Additionally, keep in mind that your policy probably has an annual maximum, which is a limit on how much MetLife will pay out within a 12-month period.
We understand that sorting out all the details of dental insurance can be a challenge. Our team is eager to assist you. Because we are in-network with MetLife, we are used to dealing with how their various policies work. We can even offer suggestions on how to get the most out of your plan. For example, we might be able to schedule major procedures between calendar years so you can use two annual maximums instead of just one.
Plus, because we are in-network with MetLife, you may find that your out-of-pocket costs here are significantly lower than what you would find at out of network providers.
Meet Mayra
Mayra is the team member at Advanced Dental Care of Allen who takes the lead in handling insurance matters. She has been in the dental field for more than 20 years, and she is passionate about helping patients enjoy a positive care experience.
Whether you want to verify your benefits, file claims, or deal with other matters relating to your MetLife policy, Mayra is eager to help you. Get in touch with our office today so you can speak to her!