If you're covered by a BlueCross BlueShield dental insurance policy, you have valuable benefits at your disposal to support your oral health. When your teeth require additional care, your policy is there to assist. Our dental team in Allen is committed to helping you maximize the advantages of your BlueCross BlueShield insurance. Continue reading for key insights on how you can effectively utilize your policy at our office!
Your medical and dental insurance operates under certain parameters, with specific limits and maximums when visiting your dentist. However, that doesn't mean you have to pay significant out-of-pocket expenses. Instead, you'll benefit from reduced rates for essential services. While each policy varies, most include:
Following the payment of your monthly premiums, you'll gain access to discounted rates. This means you can attend preventive appointments 1-2 times a year without having to worry about a hefty bill. In fact, you’ll only need to pay a small co-payment. This allows you to invest in a healthy smile, ultimately reducing your overall dental expenses. Research indicates that every dollar spent on prevention can save up to $50 on restorative and emergency services.
Even with a proactive approach, unforeseen complications may arise. Thankfully, a dentist who accepts BlueCross BlueShield in Allen can address these concerns. Following the payment of your annual deductible, your insurance may cover up to 80% of the costs until you reach your yearly cap.
Unfortunately, your coverage has an expiration date. Any unused portion will not be reimbursed or carried over into the new year. With fewer than 3% of Americans exhausting their annual limits, we want to ensure you make the most of your coverage. Our goal is to assist you in optimizing your benefits, whether you're in-network or out-of-network, ensuring you maintain a healthy smile with minimal out-of-pocket expenses.
Meet Mayra, our insurance expert at Advanced Dental Care of Allen, with over two decades of dental field experience. She specializes in managing insurance affairs and is devoted to ensuring patients have a positive care journey. If you need to verify benefits, file claims, or address any BlueCross BlueShield policy-related concerns, Mayra is happy to help. Contact our office today to connect with her!