Dental Insurance – Allen, TX
Save Big, Smile Big
Dental insurance is more than just a benefit – it’s an asset that has the potential to reduce your out-of-pocket expenses for preventive care. Plus, it can also cover the costs of restorative treatment should you ever need it. Do you want to learn how to make the most of your coverage? Our friendly dental team in Allen is here to help you maximize your benefits! Give our office a call today or continue reading to find out how you can save on the exceptional care we provide.
How Dental Insurance Works
Dental insurance is an agreement between you and your insurance provider, which means our practice does not have a direct contract with your insurer. As an out-of-network provider, payment in full is required at the time of service. However, our team is happy to assist by filing all necessary claim forms on your behalf to help you receive the maximum reimbursement available under your plan.
It’s worth noting that most dental insurance plans cover all or part of the costs for preventive and restorative treatments. This typically includes services such as checkups, cleanings, fillings, tooth extractions, dentures, root canals, crowns, and more. Cosmetic procedures are typically only covered if they’re considered medically necessary, such as restoring a damaged or severely decayed tooth with a metal-free crown.
What Is the Difference Between Dental & Medical Insurance
Both medical and dental insurance help patients save on essential care, but they serve different purposes. Medical insurance is primarily focused on treating existing health issues and improving overall or systemic health. It typically doesn’t apply to preventive care. Meanwhile, dental insurance places a strong focus on prevention, covering services like checkups and cleanings to help you avoid more complex and costly treatments down the line.
In-Network vs. Out-of-Network
An in-network dental practice has typically agreed to a contract dictated by the insurance company that sets treatment prices and follows specific guidelines. While this may seem beneficial, it doesn’t always align with what’s best for your individual care. That’s why our practice chooses not to participate in any insurance networks.
That said, we gladly accept many popular PPO insurance plans. This coverage gives you the freedom to choose your provider, so you can select a dental team that’s committed to delivering exceptional care. Even as an out-of-network provider, you can still take advantage of many of the same benefits you’d receive in-network, and we’re here to help you navigate the claims process every step of the way!